Terms of Service

Last updated: August 16, 2025

1. Acceptance of Terms

By accessing or using the Lumminaz platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you may not use our services.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using Lumminaz, you represent that you meet these requirements.

3. Investment Risks

All investments on Lumminaz carry inherent risks. Past performance is not indicative of future results. You acknowledge that you may lose some or all of your invested capital.

4. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately of any unauthorized access.

5. Referral Program

Referral bonuses are subject to verification and may be withheld or delayed for large deposits. Abuse of the referral program may result in account suspension.

6. Termination

We reserve the right to suspend or terminate your account for violation of these Terms, including fraudulent activity or misuse of the platform.

7. Limitation of Liability

Lumminaz is not liable for any indirect, incidental, or consequential damages arising from your use of the platform. Our liability is limited to the amount you have invested.

8. Governing Law

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes will be resolved in the courts of [Your Jurisdiction].

9. Changes to Terms

We may update these Terms at any time. Continued use of the platform constitutes acceptance of the updated Terms.

10. Contact

For questions about these Terms, contact us at support@lumminaz.com.